Basic health-care plan
Having a good health-care plan is important. That’s why you deliberately choose a health-care plan that covers the most important health care and gives you certainty that everything is taken care of. ONVZ Bewuste Keuze is here especially for you. It provides full coverage for hospitals, general practitioners, prescription medicines and most health-care providers. And you can also rely on the quality and service of ONVZ, the first-class health-care plan.
Supplementary health-care plans
The ONVZ Bewuste Keuze basic health-care plan provides coverage for everything that is really necessary. If you want more peace of mind, you can choose the ONVZ Bewuste Keuze Start or the ONVZ Bewuste Keuze Extra supplementary health-care plan.
Good to know
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Our ZorgConsulent advisers are good listeners and experts in the world of health care. They provide high-quality information about hospitals in the Netherlands, allowing you to make a better choice between doctors or hospitals. ONVZ Bewuste Keuze provides 100% reimbursement for all hospitals, general practitioners and health-care providers who have a contract with us. If you opt for a health-care provider who does not have a contract with ONVZ, we will reimburse up to 75% of the average contracted rate.
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In most cases, health-care providers will submit invoices to us on your behalf. We will then pay any reimbursement directly to your health-care provider. If it turns out that you have to pay all or part of the costs yourself, we will send you a bill.
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You can use our Zorgzoeker online search tool to see which health-care providers have a contract with us. A maximum reimbursement applies for non-contracted health-care providers. This reimbursement is based on a percentage of a predetermined rate, usually the average contracted rate. For ONVZ Bewuste Keuze, this percentage is between 60% and 80%. If you want to know what the exact maximum reimbursement is for each type of health care, take a look at the maximum reimbursements.