Basic health-care plans

Everything taken care of

Personal attention and outstanding service make ONVZ the first-class health-care plan in the Netherlands. ONVZ offers security with a focus on your wishes and needs, and room for your own choices when it comes to health care. Complete freedom of choice, very generous coverage and outstanding service give you quick access to the health care you need, allow you to choose your own health-care provider and eliminate any unexpected expenses. As an insured person, you want health care for you and your family to be taken care of, so you deserve ONVZ, the first-class health-care plan.

Most often chosen

ONVZ Vrije Keuze

€ 166,10 p/m
- 100% reimbursement for all general practitioners, hospitals and contracted health-care providers. Maximum 85% reimbursement for non-contracted health-care providers.
- Generous reimbursements in supplementary plans for physiotherapy, alternative/non-conventional health care and maternity care.
- Quick access to health care with ONVZ Snelzorg.
- Expert and reliable health-care advice from our experts on topics like waiting list mediation, second opinion and informal care.
- Excellent service: focus on personal service. Everything easily managed digitally in our handy app.
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ONVZ Bewuste Keuze

€ 156,10 p/m
- 100% reimbursement for all general practitioners, hospitals and contracted health-care providers. 70% average reimbursement for non-contracted health-care providers.
- Choice between two compact supplementary plans for frequently used health care, including physiotherapy and dental health care following an accident.
- The option to add a module with additional coverage for physiotherapy or alternative/non-conventional health care.
- Fast access to health care through services like waiting list mediation.
- Excellent service: everything easily managed in our handy app. Access to outstanding personal service if you need it.
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Good to know

You can take out a health-care plan right away via this link.
You or your child will not have to start paying their premium until the first day of the month following their 18th birthday.
If you want to have several insured persons on your policy, you can choose different ONVZ health-care plans: your partner, for example, might choose ONVZ Vrije Keuze, whereas you could choose ONVZ Bewuste Keuze. Any children on your policy will get the health-care plan with the greatest level of coverage held by the adults on the policy.
Your choice of a health-care provider with or without a contract determines how much you will be reimbursed. The basic health-care plan you choose - ONVZ Vrije Keuze or ONVZ Bewuste Keuze - also affects how much you will be reimbursed if you go to a health-care provider without a contract. This reimbursement is based on a percentage of a predetermined rate, usually the average contracted rate. For ONVZ Vrije Keuze, this percentage is capped at 85%. For ONVZ Bewuste Keuze, this percentage is between 60% and 80%, so you are always guaranteed a generous reimbursement, confirming that ONVZ is the right choice for you. Take a look at the maximum reimbursements:

Maximum reimbursements for ONVZ Vrije Keuze Maximum reimbursements for ONVZ Bewuste Keuze